€2.9m · Pre-Seed · Software · Copenhagen, Denmark
Copenhagen-based Plinto, which builds AI agents to check financial transactions against contracts, budgets and company policies, has raised €2.9m in pre-seed funding from People Ventures and Emblem. The company said the capital will accelerate product development and expansion into new markets.
Moving financial control upstream
Most finance systems record what happened; Plinto is trying to verify whether each transaction should have happened on those terms. Its agents connect to ERP, banking, documents and collaboration systems, compare invoices and payments with the agreements behind them, investigate exceptions and prepare corrective actions. Tech.eu reported paying customers and pilots across logistics, real estate, facility services and food production, while EU-Startups described integrations with Microsoft Business Central, Xero, Visma and more than 2,700 banks.
The commercial mechanism is concrete: catching an exception before money leaves the business can turn the product from a reporting layer into a measurable control. Plinto told Tech.eu that its software found 430 discrepancies per month in one customer area and caught a duplicate invoice filed under a slightly different supplier name before a second payment. Those are company-supplied examples rather than audited performance data, but they show the kind of loss prevention the product must reproduce across customers.
That also raises the execution bar. A useful control agent needs access to fragmented operational data, enough context to distinguish an error from an unusual but valid transaction, and a reliable path to the person who can approve a fix. Expanding into new markets therefore means more than translating an interface: Plinto will have to make its controls work across different accounting setups, contracts and approval practices without creating a new queue of false alarms.
A repeat-founder bet on enterprise workflow
The founders, Nermina Suljevic, Jakob Nielsen and Sebastian Rehnby, previously held key roles at Peakon, which Workday acquired. In Plinto’s announcement, Emblem’s Guillaume Durao pointed to that history of turning fragmented company information into continuous insights, while People Ventures partner Magnus Stagsted highlighted the team’s decision to place controls where transactions originate.
The funding gives Plinto room to deepen the product and test whether early pilots become durable enterprise deployments. The meaningful milestone will be whether customers trust the agents not only to surface discrepancies but to coordinate corrective work inside the systems and teams that own each transaction.
Sources checked:
Plinto announcement · Tech.eu reporting · EU-Startups reporting · Tech.eu Funding Explorer deal
